Instant Personal Bank Loan On Line

A pre-approved personal bank loan is an instant loan center for chosen clients. This will not need any collateral or safety. If somebody features a credit that is good, he or she becomes entitled to a pre-approved unsecured loan. It has a processing that is quick and loan gets disbursed in moments.

Web banking

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Charge Card

Avail quicker sanction/disbursal of the loan

Debit Card

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Loan Account No

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Key features

  • Disbursal in 3 seconds* – if you should be an ICICI Bank consumer and additionally entitled to a pre-approved loan, you will get funds straight into your account in only 3 moments*
  • Minimal paperwork – Pre-approval Personal Loan at ICICI Bank is just a hassle-free procedure which calls for zero or minimal documents for loan approval
  • Least processing time – The pre-approved loan customers benefit from the processing time that is least for disbursal of loan
  • No Security/ Collateral required – ICICI Bank provides Personal that is pre-approved Loan selected clients without having any safety or security
  • Flexible Repayment – At ICICI Bank, pre-approved unsecured loan customers enjoy versatile payment scheme enabling customers to decide on tenure and number of their option. This will make loan payment extremely hassle-free and easy for the clients.


ICICI Bank pre-approved Personal Loan is generally provided to clients having a good credit score or that have a clean monitoring of repaying their dues. It’s also wanted to clients whether they have no credit score talking about parameters like income and saving history. If you should be an ICICI Bank client, you are able to get on online Banking utilizing iMobile software or through www. to check on your eligibility.

Amount and Tenure

The pre-approved personal bank loan quantity differs for each person. The optimum amount that is pre-approved get as much as Rs 20 lakh* which considers customer’s credit rating as well as loan payment cycle. To settle the mortgage, you’ll decide for tenure which range from a couple of years to 60 months which can make the mortgage payment procedure simple for ICICI Bank customers.

Test Unsecured Loan Calculation

Loan Amount Rs. 1,000,000
Rate Of Interest 11.25per cent per year
Loan Term 60 Months
Monthly EMI Rs. 21,867
Processing charges 1.25percent of loan amount plus GST

*The values shown are for representation purposes just. Real values may differ.

Simple tips to use?

It is possible to make an application for ICICI Bank Personal that is pre-approved Loan simply 4 actions:

Step 1: Fill the program form:

  • Apply through iMobile www. Icicibank or
  • Go to the nearest ICICI Bank branch

Step two: choose your needed loan amount and tenure.

Step three: Amount will likely be credited for your requirements.

What’s Personal Loan that is pre-approved?

A pre-approved personal bank loan is normally made available from banking institutions to clients that have a clean history of repaying their dues. It is provided by reduced interest levels. It’s also offered in situation customer does not have any credit score foundation parameters like income and savings history.

What’s the amount that is pre-approved could be sanctioned?

This is certainly according to your credit history and loan payment track. ICICI Bank provides amount that is pre-approved to Rs 20 lakh.

How to submit an application for A pre-approved loan?

It is possible to use through ICICI Bank internet site, ICICI Bank iMobile app or ICICI Bank ATM or simply SMS PL to 5676766.

How can I repay the pre-approved loan?

You can easily repay the mortgage in Equated Monthly Instalments (EMIs). For those who have an ICICI banking account, you are able to mandate us to directly debit exactly the same through car debit mandate or you have actually an alternate banking account, then through NACH mandate.

Just exactly How time that is much it simply take for pre-approved loan approval and disbursal?

Pre-approved loans are immediate loans that are approved require simply 3 seconds* for disbursal.

Do i want security to avail of Instant Personal Loan?

No, there isn’t any dependence on safety or guarantor when it comes to pre-approved Personal Loan.

*The loan quantity is supposed to be credited upon completion for the online verification and acceptance of last offer.

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